Life Change? We Got You Covered

Because no matter what you do, no matter where you are, you are still a nurse.

Whatever stage you are in your career, practicing in a hospital, going from an intensive care unit to teaching at a university, putting it on hold because you just had a baby, or getting ready to retire — you will always be a nurse.  Friends, neighbors and family will continue to come to you when looking for a medical opinion or medical care. 

Here’s the good news.  You can keep your coverage at a 50% discounted rate. 

When faced with life changes, you may wonder if it’s worth keeping your nurse’s professional liability insurance.  Why pay for it if you’re about to change careers or leave the profession?   

NSO offers a Leave of Absence discount that allows you to keep your coverage at half the price.  If you were paying $106 a year, that amounts to only $53 a year.*  A small price to pay when you consider the cost should something go wrong. 

To apply for the Leave of Absence discount give us a call at 1-800-247-1500.  You’ll save money and still enjoy the peace of mind that comes with having coverage. 

*Rate is for a full-time employed nursing professional.  Rates may vary by state. 


#LeaveofAbsence #RenewMalpractice

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Frequently Asked Questions

You have questions. We have answers. (It's why we're here.)

What kinds of activities might trigger a disciplinary action by a licensing board or regulatory agency? 

The fact is anyone can file a complaint against you with the state board for any reason—even your own employer—and it doesn’t have to be solely connected to your professional duties. All complaints need to be taken seriously, no matter how trivial or unfounded they may appear. 

How does a shared limit policy work?

A shared limit policy is issued in the name of your professional business or company. The policy provides professional liability insurance coverage for the business entity named on the certificate of insurance and any of the employees of the business entity, provided they are a ratable profession within our program. Coverage is also provided for locum tenens professionals with whom the business entity has contracted for services the locum tenens performs for the business entity.

The business, and all eligible employees and sub-contractors you regularly employ, will be considered when determining your practice’s premium calculation and share the same coverage limits you select for the business.

We have a shared limit policy. Are employees covered if they practice outside our office?

The policy covers your employees outside the office as long as they are performing covered professional services on behalf of your business.

If your employees are moonlighting, either for pay or as a volunteer, they should carry an individual professional liability insurance policy to cover those services. Otherwise, they might not be covered for claims that arise out of these activities.

There are plenty more where those came from.

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