You take your business personally. So do we.

As the owner of a healthcare practice, you and your employees help keep your community healthy. But just one malpractice lawsuit, fire, hurricane, or employee injury can put your hard work and commitment at risk.

Get a quote or talk with us today.

The Professional Liability, Business Owner’s Policy and Workers’ Compensation offered through NSO provides you with the convenience of a single point of contact, for you, your office and your employees.

We're here to help your nursing business succeed. To learn more, please schedule a call or click the button to get a quick quote.

If you have questions, please feel free to let us know at or 1-215-660-0241 (Mon – Thurs, 8:00 a.m. – 8:00 p.m. ET, Fri, 8:00 a.m. – 6:00 p.m.).


Here are some good reasons to think about NSO for your business:

Coverage designed specifically for nurses
A single point of contact for your business insurance
Peace of mind lets you concentrate on business
Get a fast and affordable quote online

Comprehensive Business Insurance Solutions for Healthcare Professionals


Professional Liability

Business Owner Coverage Extension – covers owner and business entity under one policy

Professional Liability – up to $1 million each claim/$3 million aggregate

Sexual Misconduct/Abuse – up to $25,000 aggregate

Enterprise Privacy Protection1 – up to $25,000 aggregate

License Protection – up to $25,000 aggregate

Defendant Expense Benefit – up to $25,000 aggregate/$1,000 per day

Deposition Representation – up to $10,000 aggregate

Personal Injury Protection – up to $1 million each claim/$3 million aggregate

Assault Coverage2 – up to $25,000 aggregate (not available in Texas)

Damage to Property of Others – up to $10,000 aggregate

Medical Payments – up to $25,000 per person/$100,000 aggregate

First Aid Benefit – up to $10,000 aggregate

Defense attorney provided


Business Owner’s Policy (BOP)3

Property – building (if owned) and contents

Commercial General Liability – bodily injury and property damage

Business Income Protection – actual loss sustained up to 12 months

Additional Coverage Extensions – accounts receivables records, privacy and security liability, employee theft and more


Workers’ Compensation

Occupational Injuries and Illness – medical expenses and wage replacement

1Enterprise Privacy Protection coverage not available in all states and may vary by state.
2Assault coverage not available in Texas.
3Not available in all states or for all professions.

Frequently Asked Questions

You have questions. We have answers. (It's why we're here.)

Does Professional Liability cover me and my business entity if we’re both named in a malpractice lawsuit?

Yes. The NSO Professional Liability Insurance policy is issued in the name of your business or company. Because we include a ‘Business Owner Coverage Extension,’ the policy provides malpractice protection to you, your business entity and your employees all under one policy.

What is a Business Owner’s Policy (BOP)?

A ‘BOP’ policy is like homeowners’ insurance for your business. Like a homeowners’ policy, the BOP packages together property and liability protection. It also includes coverage extensions for things like accounts receivables, valuable papers, employee dishonesty, cyber crime and more.

How is a Workers’ Compensation policy rated?

The rates for Workers’ Compensation are set by your state’s Workers’ Compensation Bureau. The cost varies with the risks of injury associated with each profession. For example, a secretary would pay much less than a construction worker.