Because we support nurses, we support education, too.

No matter the size of your nursing school, NSO can help protect your program, students, faculty members, and partner healthcare programs from the risk of malpractice lawsuits.

Helping today's nurses – and tomorrow's.

NSO is here to help your nursing school teach the next generation of nurses. We offer low rates on all available student specialties, along with skilled support from our experienced NSO team. 



 

Here are some reasons to think about NSO for your school:


Coverage designed specifically for nurses
A single policy covers your school and students
Peace of mind lets you concentrate on education
Simple application process


NSO nursing school plans include:

Up to $1 million per occurrence, up to $5 million annual aggregate. Higher limits of up to $2 million per occurrence, up to $5 million annual aggregate.
Costs which result from the investigation and defense of a claim are covered in addition to the limits of liability, whether your case is won or lost.
Reimbursement of up to $1,000 per incident, up to $10,000 annual aggregate, for covered expenses for an appearance before a school grievance committee or Academic Disciplinary Board.
Reimbursement of up to $10,000 annual aggregate for lost wages and expenses incurred for insureds to appear in court to defend themselves against a covered malpractice claim.
If one of your insureds is the victim of assault in clinicals, while commuting to and from clinicals, or during clinical-related travel, this plan pays up to $1,000 per incident, up to $25,000 annual aggregate. (Not available in Texas.)
Up to $2,000 per person, up to $100,000 aggregate
Up to $250 per incident, up to $10,000 annual aggregate for damage to the property of others caused by one of your insureds, for which you are responsible.
Up to $1,000 per deposition, up to $5,000 aggregate
Up to $500 per incident, up to $25,000 aggregate

 

Additional coverage for nursing students

While your student nurses are learning the skills they’ll use in the field, they can still be named in a medical malpractice lawsuit. Much like trained nursing professionals, students are liable for their actions and should have their own individual professional liability coverage. Nursing students need to be aware that when they enter the workforce, there may be gaps in coverage provided by their employers.

NSO offers a special rate for nursing students (as low as $35 annually), and first-year graduates are eligible to receive a discount of up to 50% on their premium.

Frequently Asked Questions

You have questions. We have answers. (It's why we're here.)



Are there any discounts available to schools?


NSO offers schools a Claim-Free Discount and a Size-of-School Discount. Once you begin the application process, we can determine your school's eligibility.


Does NSO offer coverage to allied health programs?


Yes. NSO offers coverage for many allied healthcare programs under one policy. If your school’s allied programs have separate coverage, you may want to consider consolidating them under one plan.


Should students obtain their own individual professional liability coverage?


Nursing students should get in the habit of maintaining their own professional liability policy – which may be required by the facility where they are practicing. Students should also be aware that when they enter the workforce, there could be gaps in coverage provided by their employer.



There are plenty more where those came from.


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