Because we support nurses, we support education, too.

No matter the size of your nursing school, NSO can help protect your program, students, faculty members, and partner healthcare programs from the risk of malpractice lawsuits. Nursing Students, please click here.

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Overview
Policy Features
Frequently Asked Questions

Helping today's nurses – and tomorrow's

NSO is here to help your nursing school teach the next generation of nurses. We offer low rates on all available student specialties, along with skilled support from our experienced NSO team. Call 1-800-986-4627 or email us at [email protected] with any questions.

NSO nursing school plans include:

Professional Liability Coverage

Up to $1 million per occurrence, up to $5 million annual aggregate. Higher limits of up to $2 million per occurrence, up to $5 million annual aggregate.

Experienced Legal Representation

Costs which result from the investigation and defense of a claim are covered in addition to the limits of liability, whether your case is won or lost.

School Grievance/Disciplinary Hearing

Reimbursement of up to $1,000 per incident, up to $10,000 annual aggregate, for covered expenses for an appearance before a school grievance committee or Academic Disciplinary Board.

Proceeding Expense Reimbursement

Reimbursement of up to $10,000 annual aggregate for lost wages and expenses incurred for insureds to appear in court to defend themselves against a covered malpractice claim.

Assault Coverage

If one of your insureds is the victim of assault in clinicals, while commuting to and from clinicals, or during clinical-related travel, this plan pays up to $1,000 per incident, up to $25,000 annual aggregate. (Not available in Texas.)

Non-Patient Medical Expenses

Up to $2,000 per person, up to $100,000 aggregate

Services to Animals Property Damage

Up to $250 per incident, up to $10,000 annual aggregate for damage to the property of others caused by one of your insureds, for which you are responsible.

Subpoena Assistance Costs

Up to $1,000 per deposition, up to $5,000 aggregate

Patient First Aid Medical Expenses

Up to $500 per incident, up to $25,000 aggregate

Policy terms may vary by state and are subject to state approval.

Here are some good reasons to think about NSO:

Coverage designed specifically for nurses

A single policy covers your school and students

Peace of mind lets you concentrate on education

Simple application process

Frequently Asked Questions

You have questions. We have answers. (It's why we're here.)

Are there any discounts available to schools?

NSO offers schools a Claim-Free Discount and a Size-of-School Discount. Once you begin the application process, we can determine your school's eligibility.

Does NSO offer coverage to allied health programs?

Yes. NSO offers coverage for many allied healthcare programs under one policy. If your school’s allied programs have separate coverage, you may want to consider consolidating them under one plan.

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