Protecting nurses.
It's just what we do.

NSO's mission is to support nurses throughout your lives, not just your careers. That's why we also offer personal insurance coverage.

It only takes a few minutes to learn more and apply.

The insurance NSO makes available to you as a nurse can help protect you and your family from financial hardship, at economical rates exclusively for nursing professionals. And because we respect your time, these plans are available with no medical exam typically needed1, and most can be applied for online, whenever your schedule permits.

  • Group Term Life
    • If your loved ones were to lose you, a cash benefit could make a big difference at a difficult time. The simple, affordable Term Life Insurance available to you through NSO lets you choose a monthly premium comfortable for you. More about Term Life Insurance
  • Group 10-Year or 20- Year Level Term Life
  • Level Term Life
  • 50+ Senior Group Term Life
    • This coverage lets you spare your loved ones the burden of someday facing your own final expenses without help. Apply for $10,000 to $100,000 of coverage to be there for them, to help pay final medical bills, funeral and burial expenses, credit cards or other debts left behind. More about 50 Plus Senior Insurance
  • Group Disability Income Insurance
    • Your bills don’t care if you’re able to work or not – and employer-provided disability coverage might not be enough. Here’s how to be better protected. More about Disability Insurance
  • Group Accidental Death & Dismemberment
    • No one needs to tell you that accidents happen. For as little as $7 a month, you can better protect your family with $100,000 coverage, or choose up to $250,000 coverage for even greater protection. Take a look at all your options. More about AD&D Insurance
Discounted Auto and Home Insurance for NSO customers.

More about Auto and Home Insurance
  • Dental (MetLife)
    • Taking care of your teeth is good for your smile, but also incredibly important for your overall health. Check out how NSO can help you get preventive and restorative dental services plus a choice of dentists, all at lower costs. More about Dental Insurance
  • Long Term Care (LTCR Plus)
      Help protect your retirement dreams. Long-term care coverage helps assure you of continued independence as you age – without depleting the personal assets you've worked hard to acquire. More about Long-Term Care Insurance
  • Student Loan Refinancing (Laurel Road)
    • Many Laurel Road borrowers have saved thousands over the life of their loans through refinancing. NSO invites you to register to watch their webinar, “Develop a Plan to Tackle Your Student Loans,” On Demand, originally presented by Laurel Road on March 27th, 2024. Register Here to Watch On Demand
  • Real Estate Benefits
    • Guaranteed Rate
      • Save $1,640 with completely waived lender fees PLUS receive a free appraisal up to $500 on your next Real Estate transaction with Guaranteed Rate! Save $1,640 plus receive a free appraisal up to $500 when you buy or refi your mortgage with Guaranteed Rate! Safe. Simple. Secure. Mortgage safely with Guaranteed Rate’s Platinum Mortgage Program. Learn More about Guaranteed Rate
    • Relocal
      • Receive money back on your home sale closing. ​As a NSO member, you now have access to the premiere real estate benefit in the nation. Simply contact our partner, Relocal Move, before you talk to an agent about buying or selling your home. RM will connect you with a professionally certified agent in your area. When the home is closed, you will receive a 20% rebate of their earned real estate commission after closing. The average in the US is currently over $1,600 per transaction side.​ Learn More about Relocal
Needlesticks, sharps injuries and workplace assaults are some of the biggest occupational hazards that healthcare workers and students face every day.

More about Vigilance Occupational Accident Insurance
Emergency Assistance Plus – medical service coverage for emergencies when traveling
1Acceptance may depend upon the answers to medical questions and truthfulness thereof.