As a clinical nurse specialist, you use your extensive knowledge and expertise to diagnose and treat patients, empower and mentor nurses, and improve care. Consider NSO coverage that is focused on you.
Coverage from your employer may only focus on your employer. NSO malpractice insurance puts the interests of clinical nurse specialists first, to help protect your career and financial future.
Professional Liability Coverage
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You have questions. We have answers. (It's why we're here.)
Why do I need an individual professional liability policy? Won't my employer's insurance policy cover me?
Professional liability insurance help safeguards you against allegations of malpractice. While your employer may provide coverage for you, it may not be enough to cover you in all cases. Your employer's policy is designed to preserve the employers' needs and interests first.
Does having my own policy make me a more likely target for a lawsuit?
No. When a patient is injured, most attorneys will name everyone who was involved in the patients' care in the lawsuit, whether you have your own coverage or not. And no one knows, not even the patient's lawyer, that you have your own professional liability insurance.
I work for several different employers. Will that affect my coverage or rate?
Not necessarily. The rate you pay is based on whether you are an individual or a business. If you're an individual, it also depends on whether you receive a W2 or 1099 tax form. Talk with a NSO representative for more information.
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